Buying A Home?   I'll Make It Simple And Stress Free!
Call me today at (647) 388-8826
When you are buying a home,
my services are absolutely free.
My experience and
expertise will benefit you in many ways:
• My areas of specialty are
Brampton,
Mississauga, Milton, Georgetown, and Greater Toronto
– I will show you the best residential areas in your price
range to increase your options • I get information on new listings instantly – when a home
meeting your stated criteria comes on the market, you’ll see it right
away. Newspaper/flyer listings are older
listings that may have already been sold • I can tell you the fair market value of
every home on the market by comparing it to the sold price of similar
homes in the area • As
your agent I will represent YOU and make sure you don’t pay more than fair
market value when you buy your home • I have access to competent, trusted, professional resources such
as home inspectors, mortgage specialists, lawyers, and movers to make the
buying process simple and stress free
Quick Home Buyer Form
My Service Commitment
• You will never be pressured into buying any home - the decision to put in any offer will always be yours to
make
• I will represent
only your best interests in all the negotiations • I will always use a full disclosure policy
on every home I show you •
Confidentiality in all our dealings is guaranteed
The Home Buying Process I Use
• I will perform a detailed Needs
Analysis to determine the characteristics of the home you are looking
for
• A quick
pre-qualification is then necessary to determine what you can
afford
• I’ll give you my insight on the market
trends in your areas of interest, and point out other areas you may have
overlooked that would suit your needs and price range • I will scan daily for new properties on the
market meeting your desired characteristics and set up appointments to
show them to you • A
comparative market analysis will be done on any properties of interest
before you make an offer •
Using this analysis I will assist you with an offer pricing strategy that
will ensure you pay the fairest price possible • Before I present the offer, we will review
it together and go over all the special terms and conditions it will
contain that will protect you • Once an offer is accepted I will discuss the importance of
a home inspection, status certificate, and a title insurance
• I will give you an accurate
estimate of closing costs and outline the sequence of events that will
take place up to closing day • I will be present during the home inspection to help you
interpret the inspector’s appraisal • I will deliver all necessary purchase documentation
to you, your lawyer and the listing agent
My goal as your buying agent will be to make the
entire process enjoyable and stress free. If there’s a house out
there that’s exactly what you’re looking for, we’ll patiently find it and
negotiate the best price possible.
Did You Know...
• You can buy a house with no money
down, as long as you have saved up 1.5 % of the house price by closing day
for closing costs (for lawyer’s fees and land transfer tax)
• You may qualify for a mortgage
even if your credit is poor or you are a past-bankrupt
• There's a Land Transfer Tax Refund
for first-time homebuyers of up to $2000, making home ownership easier for those
entering the market.
View complete details.
• You can use your RRSP’s (up to $20,000 per purchaser) to pay for your down payment if you are a first time home buyer OR if you and your co-purchaser have not owned your principal residence within the past 5 years.
• You may qualify for a mortgage even if you
are self employed and declare very little income
Can I Assist You?
You can send me a Quick Home Buyer Form or call me
at (647) 388-8826.
Berta Monteiro
Sales Representative Office Phone: (647) 388-8826
Email: berta@realestatebyberta.com
Royal LePage Credit Valley Real Estate
Serving: Brampton, Mississauga, Georgetown, and the GTA
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